Why Transcorp for Public Liability Insurance?

The Transcorp Commitment  

At Transcorp we pride ourselves on the fairness of our approach to business. We know our care & commitment to quality make us the natural choice for any broker looking for fast, responsive results and very competitive premiums.

Australian Security

Your peace of mind is vitally important to us; therefore our Insurers are Australian Registered General Insurers, supervised by the Australian Prudential Regulation Authority (APRA). Just go to `Links’, APRA, General Insurance, Register of Authorised Insurers, Insurers Authorised to Conduct New or Renewal Insurance Business in Australia, so you can see for yourself that they are licenced under Australian law.

A dedication to service  We understand that you need rapid responses and fast turnaround of paperwork, so we have made a strong commitment to the use of the latest technology and systems, and professional staff to provide you with service that we believe is second to none – and far better than most.

Broadform Cover

The policy is a true Broadform cover, with a very broad definition of personal injury.

Real Security

With our liability product you get true peace of mind from knowing the insurer has both the financial capacity to pay any claim, and who will still be there if the claim occurs many years in the future. Liability claims may not occur until fifty years after the incident that made you liable. Will your current insurer still be here in fifty years to pay?

Operating since the 17th Century Lloyds have one of the strongest security rating's in the world.

No Turnover Declarations For clients with up to 10 trucks, we rate from the number of trucks , removing the need for Turnover Declarations. Think how easy that makes it for you. On renewal we just send a renewal notice after you tell us how many trucks the insured has. Fixed Premium For clients with up to 10 trucks, the premium we charge at the beginning of the policy period is all that is required regardless of changes to the size of the insureds fleet during the policy period.

Premiums Payable by the Month

If you wish, we can package all your premiums and let you pay them by the month.

Tool of Trade Liability

Liability arising from the use of the vehicle as a tool of trade is covered. e.g. Side lifting trucks causing damage while operating the truck mounted hoist.

Unregistered Vehicles

Unregistered Vehicles, that are not required to be rigesitered by law, are covered, provided you have a Transcorp Motor Policy.

Collection and Delivery of the load

Damage to the load during Collection or Delivery is covered.

Goods in care, custody or control

$50,000 cover is provided for goods in the insureds care, custody or control.

Damage to Leased or Rented Premises Property damage to premises the insured leases or rents is covered. Contractual Liability The insured is covered for Contractual Liability they assume, incidental to the business. Separate Indemnity Limits for Public and Products Liability The Sum Insured applies in full to claims for either Public or Products Liability

Aquired Companies

Any additional companies you aquire or create are automatically covered.

Legal Defence cover above the Sum Insured

The Insured is covered for the costs of legal defence and this cover is additional to the policy's Sum Insured (except for claims in North America).

No Excess on Bodily Injury Claims

Pollution cover is included